All your India finance calculators, in one place
IndCalculators brings together the tools people search for every day — from working out your take-home salary and income tax to planning a SIP, an EMI or an FD. Each one is built for Indian rules (FY 2025-26 / AY 2026-27), updates instantly as you type, and runs entirely in your browser. Pick a category below, or jump straight to a calculator.
💰 Tax & salary calculators
How much tax on your salary? ₹12 lakh → ₹0 (new regime) · ₹13 lakh → ₹66,300 · ₹15 lakh → ₹97,500 · see all (₹11L–₹50L) →
🧾 Income Tax (ITR) Calculator
Compute your income tax for FY 2025-26 — salary, capital gains, surcharge, cess and the New vs Old regime. Upload Form 16 / AIS to auto-fill.
Open ITR calculator →💼 Salary (Take-Home) Calculator
Turn your CTC into monthly in-hand salary — basic, HRA, EPF, professional tax and income tax across both regimes.
Open salary calculator →⚖️ Am I Underpaid? Benchmark
Compare your CTC against the market median by role, experience and city — see if you're underpaid, fair or above market.
Check my salary →🏠 HRA Calculator
Find your tax-exempt House Rent Allowance under section 10(13A) from basic salary, HRA received and rent paid.
Open HRA calculator →🎁 Gratuity Calculator
Estimate your gratuity payout under the Payment of Gratuity Act, with the ₹20 lakh tax exemption.
Open gratuity calculator →🧾 GST Calculator
Add or remove GST on any amount and see the CGST, SGST and IGST split instantly.
Open GST calculator →💼 Salaries & careers
Beyond the calculators — see what your role pays across India, check if you're underpaid, and get hired with skills, free learning links and company lists by sector.
⚖️ Am I Underpaid? Benchmark
Compare your CTC against the market median (P25/P50/P75) by role, experience and city.
Check my salary →📊 Salaries by Role
Indicative pay ranges for software, data, DevOps, sales, HR, finance and more — fresher to senior.
Browse salaries →🧭 How to Find a Job
Fresher vs experienced paths, best portals, ATS-resume tips, referrals and skills by sector.
Read the guide →🏢 How Companies Set Your Pay
CTC structure, pay bands, compa-ratio and market percentiles — how HR actually decides your salary.
Understand pay →📈 Investment & retirement calculators
📈 SIP Calculator
Estimate the maturity value and returns of a monthly mutual fund SIP by amount, expected return and period.
Open SIP calculator →💵 Lumpsum Calculator
Project the future value of a one-time investment with annual compounding.
Open lumpsum calculator →🏛️ EPF Calculator
Project your EPFO provident fund retirement corpus from basic salary, contributions and interest.
Open EPF calculator →👵 NPS Calculator
Estimate your National Pension System corpus, tax-free lump sum, annuity and likely monthly pension.
Open NPS calculator →🏦 Savings & deposit calculators
💰 FD Calculator
Work out your fixed-deposit maturity value and interest for any amount, rate, tenure and compounding frequency.
Open FD calculator →🗓️ RD Calculator
Project the maturity value and interest of a monthly recurring deposit over your chosen tenure.
Open RD calculator →🛡️ PPF Calculator
Estimate your Public Provident Fund maturity from yearly deposits with annual compounding — tax-free.
Open PPF calculator →🚗 Loan & everyday calculators
🏦 EMI Calculator
Work out the monthly EMI, total interest and total payment on a home, car or personal loan.
Open EMI calculator →🚗 Car Lease Calculator
Estimate your monthly car lease payment and total cost from price, residual value, term and rate.
Open car lease calculator →🎂 Age Calculator
Find your exact age from your date of birth in years, months and days, with a birthday countdown.
Open age calculator →Filing your taxes this year?
Start with the free ITR calculator — it supports ITR-1, ITR-2 and ITR-4 for FY 2025-26 with salary, house property, capital gains, surcharge, cess and the section 87A rebate. Then compare the New vs Old regime to see which saves you more.
Key ITR due dates (AY 2026-27): 31 Jul 2026 — individuals/HUFs not requiring audit · 31 Oct 2026 — audit cases · 30 Nov 2026 — transfer-pricing cases · 31 Dec 2026 — belated / revised return. CBDT can extend these — see the full ITR filing due dates.
🧾 Open the ITR Calculator → New vs Old Regime 👩💼 Talk to a CAIncome-tax guides, organised under the ITR calculator
Everything you need to understand Indian income tax lives alongside the ITR calculator — plain-English guides for FY 2025-26 (AY 2026-27), each linking back to the tools.
📊 Income Tax Slabs FY 2025-26
The full new-regime slab table, the 87A rebate that makes income up to ₹12 lakh tax-free, surcharge and cess.
Read the slab guide →⚖️ New vs Old Tax Regime
Which regime saves you more? Compare rates, deductions and break-even points for FY 2025-26.
Compare regimes →💸 Deductions & Exemptions
Standard deduction, 80C, 80D, 80CCD(2), HRA and what still applies under the new regime.
See deductions →📈 Capital Gains Tax
STCG, LTCG, section 111A & 112A rates, the ₹1.25 lakh LTCG exemption, and foreign shares.
Understand capital gains →🧭 Which ITR Form to File
ITR-1, ITR-2, ITR-3 or ITR-4? A quick eligibility guide for individuals and HUFs.
Find your form →📝 How to File Your ITR
A step-by-step walkthrough of the e-filing portal, from Form 16 to verification.
Filing walkthrough →In-depth articles
Longer, plain-English explainers on the topics salaried taxpayers and investors actually get stuck on — indicative only, not tax advice.
How RSUs & ESOPs are taxed in India
Perquisite tax at vesting, capital gains at sale, and foreign-share reporting.
Read the article →Why ₹12.75 lakh is tax-free
Standard deduction, the 87A rebate and marginal relief, explained.
Read the article →HRA exemption, done right
The three-part calculation, landlord PAN rule and common mistakes.
Read the article →AIS & TIS explained
Read what the department sees and fix mismatches before filing.
Read the article →Why IndCalculators?
Money decisions in India come with a lot of fine print — salary structures, tax regimes, EPF, HRA, capital gains. Our goal is simple: if you can see how a number is calculated, nobody can fool you. Every tool here is free, needs no sign-up, and runs entirely in your browser, so your figures are never sent to or stored on any server. The calculators use current-year Indian rules where relevant and update instantly as you type — whether you need a quick take-home salary, an income-tax estimate, a SIP projection or your EPF/NPS retirement corpus.
Frequently asked questions
What calculators does IndCalculators offer?
Income tax (ITR), take-home salary, HRA, gratuity, GST, SIP, lumpsum, EPF, NPS, FD, RD, PPF, EMI, car lease and age calculators — see the full list.
Are these calculators really free and private?
Yes. Every calculator is free with no sign-up, and all calculations happen in your browser. Nothing you type is transmitted to or stored on any server.
Are the tax calculators up to date?
Yes — the income-tax tools use FY 2025-26 (AY 2026-27) new and old regime rules, including the section 87A rebate. They are indicative; always verify against your AIS/TIS before filing.