Articles

In-depth, plain-English guides on Indian income tax, equity compensation and personal finance for FY 2025-26 (AY 2026-27). Written in our own words — indicative only, not tax advice.

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How RSUs and ESOPs Are Taxed in India

A plain-English guide to how RSUs and ESOPs are taxed in India for FY 2025-26: perquisite tax at vesting, capital gains at sale, foreign-share reporting and TDS.

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Filing Your ITR When You Own US Stocks or Foreign Shares

How Indian residents report US stocks and foreign shares in the ITR: Schedule FA disclosure, capital gains rates, dividend withholding, DTAA relief and Form 67.

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A Salaried Person's Month-by-Month Tax-Saving Checklist

A practical month-by-month tax planning checklist for salaried employees in FY 2025-26: regime choice, deductions, proofs, advance tax and filing.

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AIS and TIS Explained: How to Read It and Fix Mismatches

Understand the Annual Information Statement (AIS) and Taxpayer Information Summary (TIS): what they show, how they differ from Form 26AS, and how to correct wrong entries.

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Advance Tax and Section 234B/234C Interest, Explained

Who must pay advance tax, the four instalment due dates, how Section 234B and 234C interest is charged, and how salaried taxpayers can avoid penalties.

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HRA Exemption: Rules, Calculation and Common Mistakes

How the House Rent Allowance (HRA) exemption works under Section 10(13A): the three-part calculation, metro vs non-metro, proofs, landlord PAN and common errors.

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NPS for Tax Saving: 80CCD(1B) vs 80CCD(2) and the Maturity Math

How the National Pension System saves tax: the extra ₹50,000 under 80CCD(1B), the employer route under 80CCD(2) that works in the new regime, and how maturity is taxed.

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The Three Levers That Make ₹12.75 Lakh Tax-Free in the New Regime

How the ₹75,000 standard deduction, the Section 87A rebate and marginal relief combine to make salary up to about ₹12.75 lakh tax-free under the new regime for FY 2025-26.

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Disclaimer: These articles are for general information only and are indicative only, not tax, legal or financial advice. Tax rules change; always verify against your AIS/TIS on the income-tax portal and consult a qualified professional before acting.