Free Online Calculators

Every IndCalculators calculator in one place — income tax, age, SIP, EMI, EPF and NPS. Each one is free, runs entirely in your browser, and stores nothing.

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💰 Tax & salary calculators

🧾 Income Tax (ITR) Calculator

Compute your income tax for FY 2025-26 — salary, capital gains, surcharge, cess and the New vs Old regime.

Open ITR calculator →

💼 Salary (Take-Home) Calculator

Turn your CTC into monthly in-hand salary — basic, HRA, EPF, professional tax and income tax across both regimes.

Open salary calculator →

⚖️ Am I Underpaid? Benchmark

Compare your CTC against the market median (P25/P50/P75) by role, experience and city to see if you're underpaid.

Check my salary →

🏠 HRA Calculator

Find your tax-exempt House Rent Allowance under section 10(13A) from basic, HRA received and rent paid.

Open HRA calculator →

🎁 Gratuity Calculator

Estimate your gratuity payout under the Payment of Gratuity Act, with the ₹20 lakh tax exemption.

Open gratuity calculator →

🧾 GST Calculator

Add or remove GST on any amount and see the CGST, SGST and IGST split instantly.

Open GST calculator →

📈 Investment & retirement calculators

📈 SIP Calculator

Estimate the maturity value and returns of your monthly mutual fund SIP by amount, expected return and time period.

Open SIP calculator →

💵 Lumpsum Calculator

Project the future value of a one-time investment with annual compounding.

Open lumpsum calculator →

🏛️ EPF Calculator

Project your EPFO provident fund retirement corpus from basic salary, contributions and interest.

Open EPF calculator →

👵 NPS Calculator

Estimate your National Pension System corpus, tax-free lump sum, annuity and likely monthly pension.

Open NPS calculator →

🏦 Savings & deposit calculators

🏦 FD Calculator

Work out your fixed-deposit maturity value and interest for any amount, rate, tenure and compounding frequency.

Open FD calculator →

🗓️ RD Calculator

Project the maturity value and interest of a monthly recurring deposit over your chosen tenure.

Open RD calculator →

🛡️ PPF Calculator

Estimate your Public Provident Fund maturity from yearly deposits with annual compounding.

Open PPF calculator →

🚗 Loan & EMI calculators

🏦 EMI Calculator

Work out the monthly EMI, total interest and total payment on a home, car or personal loan.

Open EMI calculator →

🚗 Car Lease Calculator

Estimate your monthly car lease payment and total cost from the price, residual value, term and interest rate.

Open car lease calculator →

🧮 Everyday calculators

🎂 Age Calculator

Find your exact age from your date of birth in years, months and days, with a countdown to your next birthday.

Open age calculator →

Filing your taxes this year?

Start with the free ITR calculator, then compare the New vs Old tax regime to see which saves you more.

Open the ITR Calculator → New vs Old Regime

Why use IndCalculators calculators?

All of our calculators are free, need no sign-up, and run entirely in your browser — your figures are never sent to or stored on any server. They are built for India, using current-year rules where relevant, and update instantly as you type. Whether you need a quick income tax estimate, an EMI for a loan, a SIP projection, your EPF or NPS retirement corpus, or simply your age from a date of birth, you will find the right tool here.

Frequently asked questions

Are these calculators really free?

Yes. Every calculator on IndCalculators is completely free to use, with no account or payment required.

Is my data private?

Yes. All calculations happen in your browser. Nothing you type is transmitted to or stored on any server.

Are more calculators coming?

Yes — we add new calculators regularly. Bookmark this page to see the latest tools as they launch.

Disclaimer: These calculators are for general information only and are not professional, tax, investment or legal advice. Verify important figures against official sources and consult a qualified professional where needed.