Income Tax (ITR) Calculator — FY 2025-26

Compute your income tax for FY 2025-26 (AY 2026-27) under the new or old regime — salary, capital gains, surcharge, cess, the 87A rebate and foreign tax credit. Everything is calculated instantly in your browser; nothing is sent to a server.

Home › ITR Calculator

📤 Upload your forms to auto-fill (optional)

Have your Form 16, AIS or a capital-gains statement handy? Drop them in and the calculator reads the figures for you. Your files are parsed entirely inside your browser — nothing is uploaded to any server.

Employer PDFs. Changed jobs during the year? Add one Form 16 per employer — the salary & TDS are added up automatically. You can also add Part A (TDS) and Part B (salary & perquisites) together. Fills salary, perquisites, TDS & 80CCD(2).
PDF from the e-filing portal. Fills salary, interest, dividend & salary TDS.
Excel (.xlsx) from Groww / Zerodha / INDmoney etc. Fills STCG & LTCG.

Extraction is best-effort and depends on your form's layout. Always review the pre-filled figures against your AIS/TIS before relying on them.

Profile

Salary income

House property & business

Income from other sources

Capital gains

Deductions

Taxes paid & credits

Interest u/s 234 (optional / indicative)

Total tax payable

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New regime · FY 2025-26 (AY 2026-27)
Full report + which ITR form + where to fill each figure + filing steps

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About this income tax calculator

This calculator computes your Indian income tax for FY 2025-26 (AY 2026-27) under both the new regime (section 115BAC) and the old regime. It aggregates income across all heads — salary, house property, presumptive business, other sources and capital gains — applies the eligible deductions, and works out income tax, the section 87A rebate, surcharge (with marginal relief and the 15% cap on 111A/112A/dividend income), 4% health & education cess, foreign tax credit and finally your balance payable or refund.

It runs entirely in your browser using JavaScript — no figures are ever sent to a server. Switch the regime toggle at the top to compare; old-regime-only fields (HRA and Chapter VI-A deductions) appear automatically when you pick the old regime.

Which ITR form should you file?

Salary-only taxpayers usually file ITR-1; those with capital gains, foreign income or more than one house property file ITR-2; presumptive business income uses ITR-4. Not sure? Use our Which ITR form applies to me guide.

Income-tax guides & articles

Everything about Indian income tax for FY 2025-26 (AY 2026-27), in one place. These plain-English guides and articles explain the rules behind the numbers this calculator produces.

📊 Income Tax Slabs

New-regime slab table, the 87A rebate, surcharge and cess.

Read the slab guide →

⚖️ New vs Old Regime

Compare rates, deductions and break-even points to pick the cheaper regime.

Compare regimes →

💸 Deductions & Exemptions

Standard deduction, 80C, 80D, 80CCD(2), HRA and what survives in the new regime.

See deductions →

📈 Capital Gains Tax

STCG, LTCG, 111A & 112A rates and the ₹1.25 lakh LTCG exemption.

Understand capital gains →

🧭 Which ITR Form

ITR-1, 2, 3 or 4? A quick eligibility guide for individuals and HUFs.

Find your form →

📝 How to File Your ITR

Step-by-step e-filing walkthrough, from Form 16 to verification.

Filing walkthrough →

📚 ITR Schedules

What Schedule S, HP, CG, OS, VI-A and FA mean, and where they appear.

Understand schedules →

🗓️ Filing Due Dates

Key deadlines for AY 2026-27, belated/revised returns and advance tax.

Check deadlines →

🆕 Latest Tax Changes

The stronger new regime, revised capital-gains rates and TDS thresholds.

See what changed →

In-depth articles

RSU & ESOP Tax

Perquisite tax at vesting and capital gains at sale.

Read →

Tax on US Stocks

Foreign shares, LTCG/STCG and Schedule FA reporting.

Read →

HRA Exemption Guide

The three-part calculation and landlord-PAN rule.

Read →

AIS & TIS Explained

Reconcile the department's data before filing.

Read →

Advance Tax & 234B/234C

Who pays, the instalments and the interest.

Read →

Tax-Saving Checklist

Salaried deductions to review before year-end.

Read →

Related calculators

💼 Salary (Take-Home)

CTC to monthly in-hand with tax across both regimes.

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⚖️ Am I Underpaid?

Benchmark your CTC against the market by role, experience and city.

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🏠 HRA Calculator

Your tax-exempt House Rent Allowance under 10(13A).

Open →

🎁 Gratuity Calculator

Gratuity payout with the ₹20 lakh exemption.

Open →

Frequently asked questions

Is my data stored anywhere?

No. Every calculation happens in your browser. Nothing you type is transmitted to or saved on any server.

How is the section 87A rebate applied?

Under the new regime, if your total income is up to ₹12,00,000, a rebate up to ₹60,000 wipes out tax on normal-slab and 111A income (special-rate 112A LTCG is not eligible). Under the old regime the limit is ₹5,00,000 with a rebate up to ₹12,500.

Does it handle surcharge and marginal relief?

Yes. Surcharge tiers of 10%/15%/25%/37% apply above ₹50L/₹1Cr/₹2Cr/₹5Cr (capped at 25% in the new regime, and 15% on 111A/112A/dividend income), and marginal relief is applied at each threshold.

Disclaimer: This calculator provides an indicative computation for general information only and is not tax advice. Interest u/s 234A/B/C is only as entered. The income-tax portal's figures are final — verify there and consult a qualified professional before filing.